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    Federal Reserve Raises Interest Rates by 0.25%

    The Summary

    The Federal Reserve increased interest rates for the third time this year, bringing the federal funds rate to 5.5%. The decision was unanimous among voting members. The Fed cited persistent inflation concerns and a strong job market as key factors in their decision.

    What It Means

    Higher interest rates make borrowing money more expensive for everything from mortgages to credit cards. This typically slows down economic growth but helps fight inflation by reducing spending.

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